University of Baltimore Law Review


Uninsured motorist insurance permits innocent policyholders indemnification from their own companies when their automobile is struck by a negligent uninsured driver. Unfortunately, many consumers are unaware of the importance of carrying adequate amounts of coverage. All too often, consumers are caught with a minimum of coverage that indemnifies them for only a fraction of the cost of their injuries. In this article the author examines the law surrounding uninsured motorist insurance and suggests ways for states and insurance companies to help assure more complete compensation to these innocent victims.

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